Welcome to LTC Financial Advisors

Millions of Americans rely on financial advisors for help with their retirement and financial planning. If their financial future is at risk they expect their advisors to know about it and take protective measures. Have you fully protected your clients?

Should your clients continue to self-insure for long term care or transfer the risk to an insurance company like they have done for their home, car, and health? If a client is in need of an average amount of long term care it could cost them a lot of money.

Does it make sense to use less than 1% of assets to protect the other 99%? Don't wait until you clients are uninsurable to decide. Waiting could cost you $10,000,000 in AUM and cost your clients their life savings and their heirs inheritance.

Some of your clients are probably in denial about the possibility of needing long term care. This makes it even more difficult to protect their portfolios.

We have experience working with many financial professionals, assisting them in providing protection for their clients' assets under management. Our goal here is to bring light to the unpleasant reality of long term care so that you and your clients are not at risking a financial disaster.

Your Clients Choices

Your clients long-term care funding choices today:

  • Self-Insure (pay out of savings/investments)
  • Government Assistance (Medicaid-welfare health care)
  • Long-term care insurance

Your clients long-term care funding choices if they cannot health qualify for insurance today:

  • Self-Insure (pay out of savings/investments)
  • Government Assistance (Medicaid-welfare health care)

Your clients long-term care funding choices once savings are depleted:

  • Government Assistance (Medicaid-welfare health care)


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Free Care Referral Service:

Your Choices

If you are a financial professional and need training or products to protect your clients from the high-cost of long term care with insurance we are here to help you. We can provide you with training, products, and we'll even do the work for you.

If you don't want the hassle of keeping up on all the different long term care plans, licensing and certifications, yet want your clients to have asset protection we will be glad to talk with you about providing LTC insurance with our alliance referral program.

We start with the best company with the best policy at the best rate that the client can health qualify with.

We offer different levels of participation and are flexible in order to work with your requirements:

* With the first level we provide consultations to your clients, simply giving them another voice in the evaluation process of insuring for long term care. We evaluate the quote and plan you recommended and provide our feedback to your client. This is a per consultation fee based service.
* The second level is we provide you with phone support for the evaluation, quote, and application process. You handle the application, underwriting, policy delivery and maintenance. This is a per support fee based service.
* The third level is we do everything for you and your client. We provide an evaluation with a quote and we handle the application, underwriting, policy delivery and maintenance. This can be a commission split based service if you are licensed and certified to sell long term care insurance.

* We also welcome simple referrals, and we want you to know that your clients will be provided the highest level of professionalism.

Call 1-888-582-2464 or email us if you have any questions or need additional information about working with us to provide long term care protection for your clients.


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